Dave RamseyNow that I have a steady monthly income coming in, we were able to get back on track with our budget. We have been so stressed since April - not sure if we could make the next months rent, if we could afford pet food, or our own food for that matter. Being back "on plan" with our budget has made me much happier. Less stress = a happier Ashleigh.
This year we are not using credit cards for Christmas either. Last year, I maxed out a Kohl's credit card and added even more to my other credit card. Christmas isn't a surprise this year - we know it is December 25. We know we have get togethers where we will need to bring food and/or treats. We have a game plan, and we are sticking with it.
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