Tuesday, January 22, 2013

We Did It!! - Our First Home

This weekend, we bought a house. A new house. What!?!

Here is a mock-up of what it will look like (except we opted to have brick on it).

 

On Friday evening, my husband and I went to talk to a Realtor  We talked with the bank a few weeks ago, so we decided it was time to start looking at the options that are available. We set up an appointment with another Realtor on Saturday to weigh our options and see who would be best for what we were looking for. After seeing 3 houses on Saturday, the Realtor took us over to a neighborhood to discuss NEW HOME options. We had no idea we could even afford a NEW home. Really?

After talking numbers with the Realtor and the builder of the neighborhood, we decided it would be best if we just built a house. We went home to sleep on it & talk to both of our parents about it. My parents even offered to come down and make sure it all sounds good. We decided building was definitely the option we needed to go with. We even were able to add some upgrades to fit our needs - nicer cabinets with upgraded stainless steel appliances + a double sink and glass door shower in the master bath. Another awesome part of the deal - we didn't need a down payment because we can do it through a USDA loan. That was something that was holding us back, because the bank said we would need $4,500+ for a down payment..which we definitely didn't have. Come on, we're newlyweds!

Us with our lot and it's "SOLD" sign!
The weirdest thing about all of this? At church the last few weeks, we have been in a series about how important it is to tithe and give back to God first. Just last week, we decided to give 10% to God first, so we edited our budget a bit and worked around that. Now? We found the house of our dreams and then some. Unbelievable how good God is sometimes. He knows what he's doing, and he definitely has a plan.

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